* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

body {
    font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Helvetica, Arial, sans-serif;
    line-height: 1.6;
    color: #333;
    background: #f5f5f7;
    padding: 20px;
}

.container {
    max-width: 800px;
    margin: 0 auto;
    background: white;
    padding: 40px;
    border-radius: 12px;
    box-shadow: 0 2px 10px rgba(0, 0, 0, 0.1);
}

header {
    text-align: center;
    margin-bottom: 40px;
    padding-bottom: 20px;
    border-bottom: 2px solid #f0f0f0;
}

h1 {
    font-size: 2.5em;
    color: #1d1d1f;
    margin-bottom: 10px;
}

.subtitle {
    font-size: 1.2em;
    color: #6e6e73;
}

.effective-date {
    color: #6e6e73;
    font-size: 0.95em;
    margin-bottom: 30px;
}

h2 {
    font-size: 1.8em;
    color: #1d1d1f;
    margin-top: 40px;
    margin-bottom: 20px;
}

h3 {
    font-size: 1.3em;
    color: #1d1d1f;
    margin-top: 20px;
    margin-bottom: 10px;
}

p {
    margin-bottom: 15px;
    color: #333;
}

ul {
    margin-left: 25px;
    margin-bottom: 20px;
}

li {
    margin-bottom: 10px;
    color: #333;
}

a {
    color: #0071e3;
    text-decoration: none;
    transition: color 0.2s;
}

a:hover {
    color: #0077ed;
    text-decoration: underline;
}

.faq-item {
    background: #f9f9f9;
    padding: 20px;
    border-radius: 8px;
    margin-bottom: 20px;
    border-left: 4px solid #0071e3;
}

.faq-item h3 {
    margin-top: 0;
    color: #0071e3;
}

section {
    margin-bottom: 40px;
}

footer {
    margin-top: 60px;
    padding-top: 20px;
    border-top: 2px solid #f0f0f0;
    text-align: center;
    color: #6e6e73;
    font-size: 0.9em;
}

footer p {
    margin: 5px 0;
}

@media (max-width: 768px) {
    body {
        padding: 10px;
    }
    
    .container {
        padding: 20px;
    }
    
    h1 {
        font-size: 2em;
    }
    
    h2 {
        font-size: 1.5em;
    }
}